Some car accidents are minor, allowing parties to emerge from the incident without any injuries. Other times, car accidents are severe or even catastrophic, resulting in horrific injuries.
Auto insurance is there to help you recover compensation so that you can get the medical care you need after suffering accident injuries. In crashes involving negligence by the other driver, you may qualify for several types of accident damages.
What are accident damages?
A short but accurate definition of damages is that damages are a sum of money paid in compensation for an injury or loss. You may already know about the economic damages available after an accident. Examples include:
- Medical expenses arising from the crash
- Property replacement or repair costs
- Lost wages due to missing work for injury recovery
Acquiring these damages after your car accident is critical as it helps you recover financially. However, you may qualify for pain and suffering damages as well.
What are pain and suffering damages?
These damages address the non-economic losses that arise after a car accident. Typically, your injuries must be severe, and they must affect your life on a long-term basis to qualify for non-economic damages. Examples of such damages you may acquire in California include:
- Pain and suffering in general
- Mental and emotional distress
- Loss of companionship (often available to family members after a crash leads to a loved one’s death)
- Loss of consortium or normal marital relations and affection
As you can see, you have several options when planning your life in the wake of severe accident injuries. It is wise to become familiar with car accident compensation laws and rules if you plan to pursue non-economic damages in the aftermath of your crash.